Ok, you have seen my list
and you have made your list. What next? Set aside a
certain dollar amount from your monthly budget to go directly to
coupons/stockpile purchases. Be realistic. If you are
currently spending $500 per month on groceries and you have to pull
your stockpile money from this budget don't pull too much or at the
end of the month you won't have enough for groceries and you will be
bummed, because it takes time and effort to build this to work
for you.
Ultimately it would be best if you have a little cushion in your budget and can use this cushion for a couple months to get started. If you don't have a cushion and you have to rob peter to pay paul it will just take a little more patience and a little more time - but it is SO worth it!
I set aside between $60 and $100 per month for stockpile/coupon purchases - why so much? Lots of reasons - you will see most of them in the coming posts but one of them is because I am a diet pepsi addict and I also pay for my diet pepsi out of this portion of my budget - but I never pay more than $2.25 per 12 pack (reg. priced $5.99 and up in our area) more about this later.
Keep in mind, I don't always spend what I set aside each month and when I don't I roll it into the next month so that when I need more for a bigger purchase I am glad I have the budget set where it is!
I set aside between $60 and $100 per month for stockpile/coupon purchases - why so much? Lots of reasons - you will see most of them in the coming posts but one of them is because I am a diet pepsi addict and I also pay for my diet pepsi out of this portion of my budget - but I never pay more than $2.25 per 12 pack (reg. priced $5.99 and up in our area) more about this later.
Keep in mind, I don't always spend what I set aside each month and when I don't I roll it into the next month so that when I need more for a bigger purchase I am glad I have the budget set where it is!
Only use Cash when couponing. Credit cards and debit cards make
it too easy to spend more than you planned or grab that extra item that is not on your list.
Put your stockpile cash in an envelope and if possible and roll it from week to week and month to month. Also whenever possible place only smaller bills in the envelope - this will help later.
To set your course of action Please note that you may want to be willing to spend a little more now to build the stockpile knowing that once it is built you won't need to spend as much...For instance if you are willing to take advantage of a pretty good sale on TP and spend $30 bucks to get a really good start on your stockpile, you will then be able to wait and only purchase TP again when it is even cheaper than the first deal you got
Ok - so you have your list, and your budget is set be it higher or lower you can adjust this as time goes on - Take a deep breath and I will see you back here tomorrow...
Ok - so you have your list, and your budget is set be it higher or lower you can adjust this as time goes on - Take a deep breath and I will see you back here tomorrow...
Posts
2 comments:
I am loving this series! Our food budget is pretty small.. so my stockpile budget is small.. but when I see a good deal on something I want to stockpile.. I try and work my menu to use lots of items I already have in the pantry to help offset the cost for the stockpile items. The only thing I don't pay out of our food budget is our k-cups :-P We order those online and only when we need them and can find a good deal!
I just came from stockin' the old pantry. I go 'till I cannot cook any longer and go restock.
Stuck here in the middle of Nowhere USA, ya have to keep it all, there's no runnin' into town everyday. 'Just isn't practical.
I'm a freeze queen too. I cook in large quantities and freeze entrees for two. I keep quite the assortment in the freezer.
God bless ya sweetie and have a fantastic day.
BTW: We went to the Big City last weekend and I used the card I won over here. I stocked up on wild salmon, chicken breasts, and tilaipa. We're a beef farm but ya can't eat it everyday!
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